Bobby 
The State Bank of India (SBI) just launched the new Lumpsum Plan 2025, giving investors the possibility of growing their money in a safe and rewarding manner. The plan has been made for people who want to put in a one-time amount in the funds instead of making monthly payments; this makes it suitable for … Read more
State Bank of India is the largest public sector bank in the country and over the years has implemented many innovative methods to carry out all activities. Among its lesser-known offerings is a hidden gem available for senior citizens. It is a home loan scheme that serves as a necessary financial aid for retirees and … Read more
Fixed Deposits (FDs) remain one of the least-konfrontational investment options for Indians who want a guaranteed return. While big banks usually charge slightly moderate FD rates between 6% and 7.5%, build-your-own kind had been newer, regional, smaller banks that took the daring risk in 2025 to offer unusually higher interest rates. Some of these banks … Read more
The Post Office RD is one of the most trusted saving schemes in India, offering assured return backed by the government. The Post Office has kept its rates of interest attractive for 2025, so that mini investors keep their money in it for being disciplined in savings with assured returns. Working of the Post Office … Read more
Investment in mutual funds through a Systematic Investment Plan is now among the favourite methods of wealth creation over the long term. If one becomes diligent, however small an amount is invested every month, it can grow into a large corpus through the power of compounding. Many investors often get shocked that a mere ₹2000 … Read more
The Employees’ Provident Fund Organisation (EPFO) has introduced a new rule in 2025 allowing an employee to draw part payment from his provident fund account with ease. The intention is to confer some degree of financial flexibility to those who may require partial access to their savings in case of emergencies or consequential expenses. Key … Read more
Indian Bank has introduced a new fixed deposit scheme of 555 days duration, with enticing rates of interest for 2025. This short- to medium-term investment considers investors wishing to maximise their returns while also keeping their funds somewhat liquid. Features of the 555-day FD The special 555-day FD carries competitive rates of interest, being tempting … Read more
Fixed deposits are one of the most widely preferred investment choices in India, promising a fixed return and safety of capital. FD Tax Rules in 2025 have to be understood in order to maximize post-tax returns. This article walks you through key tax implications, investment strategies, and means to save taxes while investing in fixed … Read more
Employees all over India are looking at getting the best news ever just before Diwali. There have been some great announcements, ahead of the 8th Pay Commission, that would give a positive impact to salaries, allowances, and all kinds of compensation concerning the government staff. Enhancement in morale and financial relief are some of such … Read more
SBI Gold SIP is fast gaining popularity as an investment option for individuals who want a gold diversification for their investment portfolios. Unlike physical gold that faces issues of storage and purity, SBI Gold SIP allows investors to develop their investments alongside the rising value of gold. Keeping the amount fixed every month, even small … Read more